Succession comes into focus when the end of one chapter becomes visible — a buyer at the table, a child ready (or not ready) to take over, or an owner deciding how many more years they want to run it. The decision stops being about the business alone and starts being about everything the business supports.
Succession at Arrowroot Family Office is handled as a personal financial event as much as a corporate one. The deal structure, tax exposure, estate consequences, and income the family will live on afterward get planned together rather than in sequence. All of it runs through one team, so a choice made on the company side is weighed for what it does to the family side before it is final.
.avif)
.png)
A succession conversation often begins through an introduction, sometimes years before a decision is real. The first discussion is about where the business and the family stand and whether the timing warrants planning now. You leave with a clear view of what early coordination could change.
The business and the family come into view together. Cap tables, entity structures, existing agreements, estate documents, and the family's plans for the company all get mapped. The result is a single picture of how a transition would touch every part of the family's wealth.
A succession framework gets built around the family's goals and the realities of the business. Deal posture, tax strategy, estate structures, and the income plan for after the sale get designed together. You end with a coordinated approach rather than a set of separate professional opinions.
As a transaction takes shape, the work has to be managed. Advisors, attorneys, and accountants get coordinated, terms get tested against the family's position, and decisions get prepared as they arise. The family directs the process rather than managing the people involved.
A sale or handoff is one moment in a longer arc. The business succession framework carries forward into the family's post-transaction life, the next generation's involvement, and the wealth the business created. The relationship continues well past the closing.
.svg)
Succession is not a plan you hand to a specialist. The senior advisor coordinating your next move is the one who built the plan for the life on the other side of it, and who stays in place long after the deal closes. That continuity is what keeps the plan connected to everything it was supposed to make possible.
Behind that advisor is the rest of the firm. Tax strategy, estate planning, investment management, and next generation planning all happen inside one team, so the company side and the family side never drift apart. Concentrated client books allows the advisor to be in the details of a transition that may define the family's finances for a generation.
Rob works with founders, executives, and families navigating concentrated wealth, business exits, and generational planning. He founded Arrowroot in 2013 and leads the firm from Southern California.
Cassandra works with clients on retirement planning and Medicare strategy, with deep expertise in healthcare cost planning and the tradeoffs that shape later-life decisions. She is a licensed insurance agent with more than 12 years in financial services.
Crystal works with individuals, families, and business owners on financial planning, investment management, and tax strategy. She is a CFP® and IRS Enrolled Agent with over two decades of experience.
Irene oversees operations and regulatory compliance across the firm. She brings more than 22 years of financial services experience across investments, capital markets, operations, management, and sales.
Mark works with families and business owners on financial planning, portfolio management, and tax strategy, with a particular focus on cash flow and long-range projections. He is a CFP® and IRS Enrolled Agent.
Diane works with individuals, families, executives, and retirees on retirement planning, investment strategy, and long-term wealth management. She is an Accredited Investment Fiduciary® with over 30 years of experience.
.avif)
.avif)
Works in concert with governance and next generation planning, giving the structure a place to come alive in person. A retreat turns the framework into a conversation the whole family takes part in, away from the day-to-day. What surfaces there feeds directly into the decisions the family makes in the year that follows.
Connects the operating company to the personal financial life it eventually funds. Succession is rarely a single event, and the years around it carry tax, estate, and liquidity decisions that compound. The framework coordinates the company side and the family side so the handoff happens on the family's terms.
Touches the family's businesses, cash flow, and reporting at the operational level. Daily financial oversight is where small issues either get caught early or quietly compound. The framework keeps the operating numbers connected to the family's longer financial picture.
Carries the administrative weight that complex financial lives generate. Bill payment, document management, and the logistics of multiple properties and entities take real time and attention. The framework absorbs that load so the family directs the operation rather than running it.
Anchored to the obligations the portfolio has to meet across the family's lifetime. Holdings fund retirement income, gifting, philanthropy, and the unexpected on schedules that match real life. Risk gets calibrated to the work the money has to do, and tax runs through every position.
Touches every other practice the moment something changes. Estate structures only work if the tax, investment, and ownership positions behind them stay aligned. The framework keeps documents and entities current as the family and the assets shift.
Threads through every investment decision, every entity, and every estate document. Tax efficiency at this level depends on timing and coordination as much as the individual choice. The framework is built so the math holds up across decades rather than a single filing year.
Protects what the family has built when something goes wrong. Coverage and exposure get sized to the real picture across businesses, properties, dependents, and estate liquidity. The framework keeps protection matched to the situation as obligations change.
Connects the family's philanthropy to its tax position, its estate plan, and the next generation. The structures built around giving outlast the impulses that began it. The framework keeps the giving coordinated with everything else rather than left to the side.
Pairs with family governance and estate planning to prepare the people who will inherit. Readiness is built over years, through gradual involvement rather than a single handoff. The framework brings the next generation in on a cadence that respects where they are.
Most of our relationships begin with an introduction. If you've been sent our way, or you've simply decided it's time, this is where to reach us.
.jpg)
.png)
.png)