Effective estate planning looks beyond this generation, or the next. It takes the long view on how your hard work now will shape the lives of your family tree. Keeping that plan up-to-date, as the family and their needs grow more complex, is routine work, not an afterthought.
Estate planning at Arrowroot Family Office is treated as a living structure rather than a set of documents. Trusts, entities, gifting strategy, and beneficiary decisions get designed with the family's tax and investment positions in view, and revisited as those positions change. Because the same team coordinates with your estate attorney, the structures stay aligned with everything around them. The plan keeps working as the family and the assets move.
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Estate conversations begin through an introduction, often alongside an attorney already advising the family. The first discussion is about what has changed and whether the current structures still fit. You leave with a clear view of where the plan and the situation have diverged.
The estate comes into view in full. Existing documents, trusts, entities, beneficiary designations, asset titling, and the family's tax and investment positions all get mapped. The result is a single picture of how the estate would actually function today.
An estate framework gets built or revised around the family's situation and coordinated with tax and investment work. Trust structures, gifting strategy, titling, and the sequence of moves get designed together with the family's attorney. You end with structures aligned to the full picture.
An estate plan needs maintenance between the major moments. At Arrowroot Family Office, beneficiaries get reviewed, titling gets corrected, gifting gets executed on schedule, and the attorney gets coordinated as positions change. The family directs the structure rather than tracking its upkeep.
Estate planning exists for the transition itself. The framework carries the family through the handoff, keeps the structures current as the next generation takes its place, and adapts as the assets and relationships shift. The relationship continues beyond the moments the plan was built for.
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An estate plan is only as good as the attention it gets between revisions. The senior advisor coordinating yours is the one who keeps the structures aligned year after year, not someone who drafted documents once and moved on. That continuity is what keeps the plan working as the family changes around it.
Behind that advisor is the rest of the firm, along with your estate attorney. Tax strategy, investment management, and next generation planning all happen inside one team, so the estate structures stay connected to everything that affects them. Concentrated client books keep the advisor close enough to notice when a change in the family calls for a change in the plan.
Rob works with founders, executives, and families navigating concentrated wealth, business exits, and generational planning. He founded Arrowroot in 2013 and leads the firm from Southern California.
Cassandra works with clients on retirement planning and Medicare strategy, with deep expertise in healthcare cost planning and the tradeoffs that shape later-life decisions. She is a licensed insurance agent with more than 12 years in financial services.
Crystal works with individuals, families, and business owners on financial planning, investment management, and tax strategy. She is a CFP® and IRS Enrolled Agent with over two decades of experience.
Irene oversees operations and regulatory compliance across the firm. She brings more than 22 years of financial services experience across investments, capital markets, operations, management, and sales.
Mark works with families and business owners on financial planning, portfolio management, and tax strategy, with a particular focus on cash flow and long-range projections. He is a CFP® and IRS Enrolled Agent.
Diane works with individuals, families, executives, and retirees on retirement planning, investment strategy, and long-term wealth management. She is an Accredited Investment Fiduciary® with over 30 years of experience.
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Works in concert with governance and next generation planning, giving the structure a place to come alive in person. A retreat turns the framework into a conversation the whole family takes part in, away from the day-to-day. What surfaces there feeds directly into the decisions the family makes in the year that follows.
Connects the operating company to the personal financial life it eventually funds. Succession is rarely a single event, and the years around it carry tax, estate, and liquidity decisions that compound. The framework coordinates the company side and the family side so the handoff happens on the family's terms.
Touches the family's businesses, cash flow, and reporting at the operational level. Daily financial oversight is where small issues either get caught early or quietly compound. The framework keeps the operating numbers connected to the family's longer financial picture.
Carries the administrative weight that complex financial lives generate. Bill payment, document management, and the logistics of multiple properties and entities take real time and attention. The framework absorbs that load so the family directs the operation rather than running it.
Anchored to the obligations the portfolio has to meet across the family's lifetime. Holdings fund retirement income, gifting, philanthropy, and the unexpected on schedules that match real life. Risk gets calibrated to the work the money has to do, and tax runs through every position.
Touches every other practice the moment something changes. Estate structures only work if the tax, investment, and ownership positions behind them stay aligned. The framework keeps documents and entities current as the family and the assets shift.
Threads through every investment decision, every entity, and every estate document. Tax efficiency at this level depends on timing and coordination as much as the individual choice. The framework is built so the math holds up across decades rather than a single filing year.
Protects what the family has built when something goes wrong. Coverage and exposure get sized to the real picture across businesses, properties, dependents, and estate liquidity. The framework keeps protection matched to the situation as obligations change.
Connects the family's philanthropy to its tax position, its estate plan, and the next generation. The structures built around giving outlast the impulses that began it. The framework keeps the giving coordinated with everything else rather than left to the side.
Pairs with family governance and estate planning to prepare the people who will inherit. Readiness is built over years, through gradual involvement rather than a single handoff. The framework brings the next generation in on a cadence that respects where they are.
Most of our relationships begin with an introduction. If you've been sent our way, or you've simply decided it's time, this is where to reach us.
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