Next generation planning becomes pressing once the gap between the wealth and the readiness to hold it becomes visible. A systematic approach will teach family members the mathematical, emotional, and psychological burdens of wealth. Our experienced advisors have the tough conversations to avoid additional intra-family duress.
Next generation planning at Arrowroot Family Office treats readiness as something built over years rather than handed over at once. Younger family members get brought into the financial life gradually, matched to where they are. Because the same team runs the governance, estate, and investment work, the handoff becomes a streamlined process rather than a confusing event.
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These conversations often begin through an introduction or as part of an existing relationship with the family. The first discussion is about where the next generation stands and what readiness would require. You leave with a clear view of what deliberate preparation could change.
The family and the next generation come into view together. The wealth, the structures, the transfer plans, and each heir's current relationship to the money all get understood. The result is a clear picture of the gap between what exists and what the next generation is ready for.
A framework gets built around the family, and coordinated with the governance and estate work. The pace of involvement, the topics, the role each heir takes on, and the milestones get designed together. You end with a plan for building readiness rather than hoping for it.
Preparation happens in the ongoing work. Younger members get brought into meetings and decisions on a deliberate timeline, with specialists involved as questions arise. The family guides the process while the structure carries it forward.
This work is, by its nature, about the generations. The framework takes the next generation from first involvement to real responsibility, and prepares the one after them. The relationship continues so readiness is built into every generation specifically, not just the first time around.
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Bringing a generation into its inheritance takes someone the family knows and the children come to rely on over years. The senior advisor leading this work is the one already running the family's broader financial life, present long enough to guide the next generation in at the right pace.
Behind that advisor is the rest of the firm. Family governance, estate planning, and investment management all happen inside one team, so the preparation connects to the structures the next generation will inherit. Concentrated client books keep the advisor close enough to the family to know when each heir is ready for the next step.
Rob works with founders, executives, and families navigating concentrated wealth, business exits, and generational planning. He founded Arrowroot in 2013 and leads the firm from Southern California.
Cassandra works with clients on retirement planning and Medicare strategy, with deep expertise in healthcare cost planning and the tradeoffs that shape later-life decisions. She is a licensed insurance agent with more than 12 years in financial services.
Crystal works with individuals, families, and business owners on financial planning, investment management, and tax strategy. She is a CFP® and IRS Enrolled Agent with over two decades of experience.
Irene oversees operations and regulatory compliance across the firm. She brings more than 22 years of financial services experience across investments, capital markets, operations, management, and sales.
Mark works with families and business owners on financial planning, portfolio management, and tax strategy, with a particular focus on cash flow and long-range projections. He is a CFP® and IRS Enrolled Agent.
Diane works with individuals, families, executives, and retirees on retirement planning, investment strategy, and long-term wealth management. She is an Accredited Investment Fiduciary® with over 30 years of experience.
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Works in concert with governance and next generation planning, giving the structure a place to come alive in person. A retreat turns the framework into a conversation the whole family takes part in, away from the day-to-day. What surfaces there feeds directly into the decisions the family makes in the year that follows.
Connects the operating company to the personal financial life it eventually funds. Succession is rarely a single event, and the years around it carry tax, estate, and liquidity decisions that compound. The framework coordinates the company side and the family side so the handoff happens on the family's terms.
Touches the family's businesses, cash flow, and reporting at the operational level. Daily financial oversight is where small issues either get caught early or quietly compound. The framework keeps the operating numbers connected to the family's longer financial picture.
Carries the administrative weight that complex financial lives generate. Bill payment, document management, and the logistics of multiple properties and entities take real time and attention. The framework absorbs that load so the family directs the operation rather than running it.
Anchored to the obligations the portfolio has to meet across the family's lifetime. Holdings fund retirement income, gifting, philanthropy, and the unexpected on schedules that match real life. Risk gets calibrated to the work the money has to do, and tax runs through every position.
Touches every other practice the moment something changes. Estate structures only work if the tax, investment, and ownership positions behind them stay aligned. The framework keeps documents and entities current as the family and the assets shift.
Threads through every investment decision, every entity, and every estate document. Tax efficiency at this level depends on timing and coordination as much as the individual choice. The framework is built so the math holds up across decades rather than a single filing year.
Protects what the family has built when something goes wrong. Coverage and exposure get sized to the real picture across businesses, properties, dependents, and estate liquidity. The framework keeps protection matched to the situation as obligations change.
Connects the family's philanthropy to its tax position, its estate plan, and the next generation. The structures built around giving outlast the impulses that began it. The framework keeps the giving coordinated with everything else rather than left to the side.
Pairs with family governance and estate planning to prepare the people who will inherit. Readiness is built over years, through gradual involvement rather than a single handoff. The framework brings the next generation in on a cadence that respects where they are.
Most of our relationships begin with an introduction. If you've been sent our way, or you've simply decided it's time, this is where to reach us.
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